Retirement Plans Online
Presents a guide to the legal issues surrounding money and finances for older people or those planning for older age. Many of us leave it all too late to plan for retirement, or are caring for elderly relatives and face difficult decisions. The legal complexities are daunting. This guide by John Kerrigan, a professional solicitor, is written for law students, lawyers and financial advisors who are advising those planning for retirement, are retired or are caring for retired people. It clearly explains the issues and sets you on the path to giving sound financial advice in the context of the law. It guides you through how to plan for older age, whether for yourself, a client or a family member; gives sound advice for planning for retirement and pension planning after retirement; covers difficult and taboo subjects, such as: capacity, powers of attorney, authority to operate a bank account, intervention orders, financial welfare guardianships, advance medical directives and care home fees; follows current case law and statutory positions in all cases; sets out key financial strategies - inheritance tax, strategies for lifetime mitigation, will planning and post death tax planning; takes into account HMRC's proposed changes to the taxation of Discretionary Trusts and discusses the Scottish Government consultation document on technical issues in relation to succession and the Scottish Law Commission's major Report on Trusts (No. 239), both published in August 2014.
Demonstrates clearly how those of retirement age and beyond can maximise their income and so enjoy their retirement. While it has always been important to plan for retirement, it is now more crucial than ever to ensure that people understand the opportunities available to them. This book demonstrates clearly the growth areas and the areas to avoid.
This book on personal financial planning and wealth management employs the lifecycle model of financial economics. The central idea of 'consumption smoothing' is used to connect chapters and topics such as saving and investment, debt management, risk management and retirement planning. The first part of the book is nontechnical and aimed at a wide audience with no special technical background. The second part of the book provides a rigorous presentation of the lifecycle model from first principles using the calculus of variations. The accompanying website is found at http://www.yorku.ca/milevsky/?page_id=185.
Living near the water is a lifelong dream for many people. So when retirement time arrives, moving to a lakeside town or seaside community is a natural inclination. The trick is to find a place to retire near the water that is reasonably priced. Here we have 35 towns that sit next to a lake, have a lake within their boundaries or are along a river or seacoast. They have a cost of living that meets the national average or is below the national average. They also have a crime rate that is equal to or below the national rate. No place is perfect, however, so we point out each town's potential drawbacks. We also look at population, climate, home prices, percentage of residents age 45 or better, medical facilities, public transportation, crime rates, political leanings and more.
Spatial Planning Systems of Britain and France brings together a wide selection of comparative essays to highlight the fundamental similarities and differences between the spatial planning in Great Britain and France: two countries that are near neighbours and yet have developed very different modes of planning in terms of their structure, practical application and underlying philosophies.
Drawing on the outcomes of the Franco-British Planning Study Group and with a foreword by Vincent Renard of the Ecole Polytechnique in Paris, the book offers a comparative investigation of the basic contexts for planning in both countries, including its administrative, economic, financial and legal implications, and then move on to illustrate themes such as urban policy and transport planning through detailed analysis and case studies.
From these investigations the book brings together planning concepts from both a national and European perspective, looking particularly at two current issues: the effects of urban growth on small market towns and the use of Public-Private partnerships to implement development projects.
Spatial Planning Systems of Britain and France will prove invaluable to policy makers and practitioners in both countries at a time when national policy is beginning to look towards practice in other countries.
The book is published simultaneously in English and French opening up a wider debate between the English-speaking and francophone worlds.
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