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Retiree Health Plans In The Public Sector

RRP $255.99

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While retiree health plans are a dying benefit in the private sector, all US states and many local governments extend health insurance coverage to their retired employees. This book is the first to thoroughly examine public sector health insurance plans. Retiree Health Plans in the Public Sector provides a detailed description of the current plans offered and compares how they vary across states. Health insurance is an important component of compensation in the public sector as it helps governments attract and retain quality workers and encourages timely retirement for career employees. Rapidly rising medical costs, an aging labor force, and an increasing number of retirees have dramatically increased the cost of providing this benefit. A central theme of this analysis is a presentation of the actuarial accrued liabilities, the unfunded liabilities and the annual required contribution of the employers based on the actuarial statements for retiree health plans. The authors also investigate why some states face major funding problems while the costs of other states' plans are much more manageable. Extensively researched and well-suited for classroom and professional use alike, academics in the fields of economics and public policy will find this an unmatched resource. So too will policymakers, economists, legislators, public sector union leaders and those invested in public sector healthcare.


State And Local Retirement Plans In The United States

RRP $255.99

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State and Local Retirement Plans in the United States explains how economic and political events have shaped the development of pension plans in the last century, and it argues that changes in the structure and generosity of these plans will continue to shape policy and funding in the future. It also brings to bear a new rationale to the policies behind public sector pension plans. The authors use the history of how early public pension plans were established, how they matured and how they have grown in generosity to analyse what changes may be expected in years to come. Unique in its scope, this comprehensive history of the development of public sector pension plans in the United States during the twentieth century expands upon current ideas relating to the changing economic environment, the passage and evolution of social security and the expansion of the public sector. With the exception of military pension plans, which date from the eighteenth century, the first public sector plans, dating from the late nineteenth century, were established to cover teachers, police officers and fire fighters in large cities. Over time, these retirement plans were extended to other public sector workers and the local plans were often merged with plans for state workers; all of these date from the twentieth century. Here, the authors show just how pension coverage for public sector workers expanded steadily, through the first half of the twentieth century, so that by the 1960s the vast majority of public sector workers were covered by a plan. This analysis demonstrates how economic events and shifts in public policy at the federal, state and local levels helped to shape public sector retirement plans. The authors also compare public plans with private sector plans, and the final chapter focuses on recent changes in public pensions in response to the 'Great Recession', concurrent sharp declines in equity markets and the aging of the public workforce. Academic scholars and students of economics, history and public policy, public administrators, policymakers and all those with an interest in policy development will find the analyses discussed and conclusions drawn here of significance.


401(k) Plans

RRP $305.99

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Employers who sponsor 401(k) plans report using a range of default investment types to automatically enrol employees in their plans based on each type's design and other attributes. Department of Labor (DOL) created a regulatory "safe harbor" in 2007 to limit plan sponsor liability for investing contributions on behalf of employees into default investments when employees do not otherwise make an election. In addition, DOL identified three default investments that, if selected by sponsors, would qualify a plan for safe harbor protection. This book examines which options plan sponsors selected as default investments and why; how plan sponsors monitor their default investment selections; and what challenges, if any, plan sponsors report facing when adopting a default investment for their plan. Furthermore, this book determines what is known about the effect of automatic enrolment policies among the nation's 401(k) plans, and the extent of and future prospect for such policies; and the potential benefits and limitations of automatic IRA proposals and state-assisted retirement savings proposals.


God's Ministers In Retirement

RRP $15.99

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There is a pressure on the pastor that never goes away. Most times the pastor is not aware of the pressure because he has lived under it for so long. But, it is there. He may mark a day on the calendar as his "day off," but one phone call and he is at the hospital, or at the home of a hurting person. He may plain a vacation with his family and is far away from home, but again, one phone call can cancel the plans as they rush back home because of a death in the church's family. In retirement, that pressure goes away and for that the pastor can be thankful. However, there is another pressure that takes its place. That pressure is described in the scriptures as being "a fire in the bones." It is the desire to preach.


401(k) Plans

RRP $305.99

Click on the Google Preview image above to read some pages of this book!

Employers who sponsor 401(k) plans report using a range of default investment types to automatically enrol employees in their plans based on each type's design and other attributes. Department of Labor (DOL) created a regulatory "safe harbor" in 2007 to limit plan sponsor liability for investing contributions on behalf of employees into default investments when employees do not otherwise make an election. In addition, DOL identified three default investments that, if selected by sponsors, would qualify a plan for safe harbor protection. This book examines which options plan sponsors selected as default investments and why; how plan sponsors monitor their default investment selections; and what challenges, if any, plan sponsors report facing when adopting a default investment for their plan. Furthermore, this book determines what is known about the effect of automatic enrolment policies among the nation's 401(k) plans, and the extent of and future prospect for such policies; and the potential benefits and limitations of automatic IRA proposals and state-assisted retirement savings proposals.



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Retirement Plans Online Books

Retirement Retirement Investment Retirement Home Retirement Saving
Retirement Help Retirement Planning Retirement Years Retirement Income
Retirement Plans Military Retirement Financial Retirement Retirement Gifts
Retirement Fortune

Retirement Plans Online





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Website Investments